Load Money To Your Prepaid Card in a Bank, Post Office or Shop and Enjoy the Many Benefits That Come With an Internationally Accepted Card.

Prepaid Cards can be used in a similar way to credit or debit cards in the sense that you can use them for shopping, international payments and cash withdraws but the key difference is that a Bank Account is not needed as funds are preloaded. Prepaid Cards, or Prepay Cards, act as a great alternative to credit or debit cards for individuals with poor credit ratings as they can be used in the same way and have all the benefits of a Visa/Maestro/MasterCard but because you load the funds on to the card yourself, you are only able to spend what is on it and therefore you cannot become overdrawn or get debt. Because you don’t need a Bank Account attached with a Prepaid Card there are also typically no credit checks with this type of card, meaning that they are available to everyone! Usually the only identification that is required in a passport or driving license although some Prepay Cards require no identification at all. Prepaid Cards are usually easy to top up, most cards being able to be loaded at a bank, Post Office or in a shop that has a Payzone or Paypoint. Some Cards are even able to be topped up through SMS or on the internet.

Prepaid Cards Act As a Great Financial Tool for People with Bad Credit, Foreign Workers, Under 18’s and For Transferring Money Abroad

Prepaid Cards are not specifically designed for people with poor credit; although they are extremely useful to this category of people they are also handy for foreign workers, transferring money abroad, under 18s and travellers. Prepaid Cards are useful tools for foreign workers or migrants as this group of people will not have any Credit History and therefore might find it difficult to get a Bank Account or a Credit Card. Employers are even able to pay salaries directly on to the card, making this product extremely useful for foreign workers. Prepaid Cards can also prove to be a great tool for transferring money abroad. Individuals are able to send another card to their friend or relative abroad and then can transfer funds from the primary card to the secondary card either online or through SMS. In addition to the ease of this process rates tend to be extremely competitive of Prepay Cards and you are likely to get a better deal than if you transferred money with a bank. Prepay Cards can also prove to be useful to Under 18’s who are not able to get a debit or credit card. Finally if you are travelling abroad, Prepaid Cards are extremely versatile and are accepted internationally, allowing travellers to carry less cash around on them. Make sure you shop around in order to get a Prepaid Card that is best suited to your needs and requirements. Below is an investigation in to what four Prepaid Cards can offer you.

The Orange Cash Prepaid Card Rewards You Every Time You Spend, Points Can Be Redeemed With Orange Vouchers or Free Texts, Minutes or Credit!

For £5 Orange offers a Prepaid Card that rewards you for spending, giving you one point for every pound you spend. The rewards can then be exchanged for Orange shop vouchers which may come in handy when you buy your next phone, or if you are a PAYG customer, you’ll be able to turn the points in to free minutes, text or credit. In addition to the rewards scheme this Prepaid Card has other attractive features such as contactless technology (meaning you can use if to small payments without tapping in your pin) and is protected if it gets lost or stolen, providing you report it straight away. The Orange Cash Prepaid Card is available to anyone who is aged 13 or over and can be used as a tool for parents looking to give their children pocket money, or for parents of students looking to load money on it for groceries or travelling.

Cashplus Gold Prepaid Card Allows Customers A Chance To Rebuild Their Credit Rating Through Their Award Winning Cashbuilder Feature!

If you’ve got a poor credit history and are thinking about getting a Prepaid Card then it is worth considering the Cashplus Prepaid Gold MasterCard which features an award winning Creditbuilder, giving you the ability to improve your credit rating and at no extra cost. The credit rebuild feature is endorsed by the Consumer Credit Association and the product allows individuals to keep a tight control over their budget, with no unexpected charges or late fees. Carrying out no credit checks, the Cashplus Gold Prepaid Card is guaranteed to applicants who are over 18 and a UK resident. Apply online for Cashplus Gold Prepaid Card and for £4.95 join thousands of customers rebuilding their credit! In addition to the cost of the card a £4.95 monthly fee applies.

CardOneBanking Offers A Prepaid Card, Banking Facility and Personal Account Manager To Help You Stay On Top Of Your Finances

CardOneBanking offer a Prepaid Card and a banking facility that is available to everyone, regardless of their credit history. The application form is simple and quick to complete and there are no credit checks- meaning guaranteed acceptance. A great feature that comes with this Prepaid Card is that you are assigned a Personal Account Manager to help you keep on to of your financial situation. Other benefits include no purchase fee, no UK ATM fees, no Top Up fees and a billing account that allows a maximum of £25000. Any money held in your billing account will earn interest. Although there is no purchase fee, please note that a £30 application fee applies and there is a £12.50 monthly fee on top of this.

Freedom Prepaid MasterCard is The First Card in The UK that Doesn’t Require ANY Identification on Application!

The Freedom Prepaid MasterCard is the UK’s first Prepaid MasterCard with chip and pin that doesn’t require any identification for purchase. Other benefits of this card include it having FREE insurance Protection, discounts at 1000s of online stores and a Cheque Cashing Service! The maximum balance on the Freedom Prepaid MasterCard is £1650 or £5000 is you can provide a UK Driving License or Passport. Topping up this Prepaid card has been made easy through being given the option of doing it through bank transfer, PayPal or at The Post Office. The Card has no monthly fees attached and you are entitled to have up to 2 Companion Cards with it. The card does however cost £5.99 and bear in mind that the Money Share Ability is only available after upgrading the card.